Archive for the ‘Career’ Category
Hiring a Career Coach- A Path to a Higher-Paying Job
Posted December 8, 2009 by Bernz
In today’s constrictive job market, contemplating a job change can be a scary proposition. Employers are laying off workers on a daily basis and more and more job seekers are searching for fewer and fewer jobs. Most employees simply want to hold on to the jobs they have for dear life and ride out the destructive wave.
However, this difficult employment market may be the perfect time to seek out a better job and the best way to do that is with a career coach. When the job market is contracting, it is the positions that require knowledge and skill that will remain the longest. Upgrading your education and skills can not only bring in a bigger paycheck but can solidify your position in the market and make you more attractive to potential employers.
It can be difficult to know what you need to upgrade and how to market yourself to potential new employers. That’s where career coaches come into play. A career coach’s job is to obtain a clear understanding of your strengths, weaknesses, and aspirations as it relates to the employment field. A career coach can help you fill in the gaps in your skills in your chosen profession and can lead you to leveraging your existing skills in a new direction. For example, if you have done general office work- filing, responding to email, and organizing for a small veterinary office, a career coach may help you realize that those skills are in great demand in the government sector, where wages can be substantially higher. (more…)
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Tags: Career, career coach
Posted in Career, Financial Education, Financial Goals | No Comments »
Retirement: Do You Plan on Working After Age 65?
Posted March 23, 2009 by Bernz
A generation ago, it was taken for granted that people would work hard at their jobs until their 65th birthday, then retire to a life of leisure. Most companies provided their long-term employees with retirement plans that made their post-work years comfortable. 
Today, however, workers are navigating a whole new employment landscape. Jobs are more transient than they once were. Workers are changing jobs and employers more often. Retirement packages are not a given any more and employees are lucky to find one that provides fully for the retired life. (more…)
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Tags: 401, 401k, early retirement, IRA, retire early, retirement, Retirement Planning, roth ira, working over 65
Posted in 401k, Career, Estate Planning, Financial Goals, IRA, Retirement Planning, Roth IRA, Saving Money, Simple IRA, Traditional IRA | 1 Comment »
How Can You Tell if the Company You Work For is Going Under?
Posted March 20, 2009 by Bernz
It’s a sign of the times. Companies of all sizes and in all industries are fighting to stay afloat in today’s rough economic waters. Employee layoffs are at an all-time high and companies are closing up shop at an alarming rate.
The illusion of job security is just that- an illusion. Employees are finding that keeping the resume dusted off is their only defense strategy against a sudden layoff. Losing a job in the current economy is a triple threat. There is less likelihood that there are other suitable jobs out there, the employee loses company-sponsored health care at a time when he or she is least likely to be able to pick up the tab, and unemployment means less money for skills upgrading or education.
As the old saying goes, the best defense is offense. Preparing ahead of time for a layoff puts you in a stronger position in case it actually happens. The first line of offense is looking for the writing on the wall. Knowing that the company you work for is struggling to survive is the first warning that imminent unemployment may be lurking on the horizon. How can you tell that your company is on shaky ground? Here are three signs to watch for.
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Tags: attrition, employee layoff, laid off, unemployment
Posted in Career, Misc | No Comments »
Is Now a Good Time to Start a Small Business?
Posted March 18, 2009 by Bernz
Have you ever had a dream of owning your own business and not having to work for a boss anymore? That is the dream of many employees who wish to have more control over their lives and their finances. With the unprecedented current level of employee layoffs, more people than ever are considering following that dream rather than trying to apply for a new job. Is now really the best time to do that?
Perhaps it’s time for a reality check. Starting a business is often considered to be one method of building wealth. The fact is, however, that 80% of small businesses fail in the first five years, and almost 80% of the ones that survive fail within ten years. Those that make it through the first decade have a solid financial and entrepreneurial foundation that is strong enough to see the business through the tough times. But what if you’re trying to start a business during tough times? It is possible and there is help available.
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Tags: business opportunity, entrepreneur, making money, small business
Posted in Career, Financial Goals, Investing Basics, Investing Strategies, Loans, Misc, Retirement Planning, Wealth Building | No Comments »


