Stupid Spending Test

shopping_recessionDo you have wise spending habits? Or do you give your money up far too easily? Take this simple true and false spending test. Answer yes or no to each question, and then total the number of each response. Be honest. Good luck failing the test.

You believe that you should pay yourself first

You always review your bank statements

The majority of your grocery store items are fresh fruits and veggies

You pay for life insurance, but you are less than 30 years old and you don’t have a spouse or child

You bring your lunch to work nearly every day

You have both a cell phone and landline at home

You commute to work by bus even though you’d rather drive

You rush to purchase the latest computer technology, including cell phone, kitchen gadget or appliance

You saw all the new movie releases BEFORE they came out on DVD

You take your dog to a pet sitter, groomer, or hire a dog walker (if you don’t have a dog would you do these things)

You save all your receipts and reconcile them with your checkbook or online bank transactions

Your bottled water is water from your kitchen faucet or the cooler at work

You lease your car (or would consider it)

You get your hair cut or fixed every two weeks.

You have your clothes dry cleaned for convenience

You frequently put coffee drinks on your credit card or pay for them with your debit card.

If you have more no’s then yes’s, Congratulations. You’ve failed the test and you are not a stupid spender.

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This entry was posted on Thursday, December 4, 2008 at 9:01 am and is filed under Misc. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

2 Responses to “Stupid Spending Test”

  1. MoneyGrubbingLawyer Says:

    December 4th, 2008 at 10:47 am

    I’m confused… I had 9 yes, 7 no, so apparently I’m a stupid spender. While I’m sure my wife would agree :) , i don’t see how things like paying yourself first, bringing lunch to work, leasing a car or reviewing and reconciling bank statements are hallmarks of stupid spending. Care to elaborate a little?

  2. admin Says:

    December 4th, 2008 at 12:57 pm

    You are right, i switched it around the wrong way. It should be if you have more yes’s than you are not a stupid spender

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