Thinking about tapping your 401K to get through tough times? You may qualify for a hardship withdrawal if you meet certain conditions. And if you do qualify, you should expect to incur a substantial financial penalty PLUS a 10 percent early withdrawal penalty if you’re younger than 59 1/2. The...

Think of a 401K as a sign on bonus that comes with a job offer because if your employee benefits include a 401K plan that is essentially what you’re getting. A 401K is a retirement investment account funded by money that comes directly from your pay check. In other words these funds are autom...

A Guide to Those Born Before 1980 As everyone knows, as more and more jobs get sent overseas fewer and fewer benefits are getting handed out to workers. What is even worse is that Social Security is in grave jeopardy. Neither of these two situations are going to resolve themselves any time soon...