Posts Tagged ‘mutual funds’

Need to start retirement planning? Consider investing in mutual funds

Posted October 13, 2008 by Bernz

Need to start retirement planning? Consider investing in mutual funds

If you’re new to investing and looking for a simple way to start funding your retirement, mutual funds could be the right choice for you. But before you make any rash moves, get the run down on what mutual funds are along with the pros and cons.

guide-for-top-mutual-funds-by-category-11First off, understand that mutual funds are huge collections of stocks and bonds that a group of people pool their money together to purchase. A financial management company invests the money on behalf of the group and each group member collects earnings through dividend or interest payments or capital gains.

There are several advantages of mutual funds. The most common are:

1) Investing in mutual funds is an easy way to get start investing. For example, you can start investing with as little as $25 to $100. And because the money is managed for you, you don’t have to learn a lot about investing before you get started. In other words you can learn as you go, save and potentially make money in the process. Here are some low cost mutual funds with monthly minimums to consider:

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