Posts Tagged ‘real estate’

What are Real Estate Investment Trust (REIT)

Posted May 22, 2011 by Bernz

The average investor may feel intimidated by all of the options available to them for investing. Choosing between stocks or bonds or any of the other traditional investment options can definitely be confusing if you do not take the time to research everything that is available to you in the in financial world. And once you do decide on something like stock, how do you know which ones to choose and how much to invest in each one.

If you feel like you want to try something a bit different you are not alone. While many people choose to use the money they have allocated for investing for stocks, there is a good part of the investing population that may be looking for a more interesting kind of investment opportunity. Real estate is a market that just may fit your needs if you would like to try your luck at something different from the traditional investment options of stocks and bonds. This is not to say that you need to become a real estate expert, but you will likely need to learn about the market to make sure you are spending your money wisely.

Investing your money in a Real Estate Investment Trust (REIT) would be a great choice for someone just like you who is looking for an interesting investment that is out of the mainstream. A Real Estate Investment Trust is a fund that uses money from investors and invests it in properties or buildings. If you are familiar with stock or bond mutual funds, then you should think of this kind of fund in the same way, only instead of stock and bonds, you are dealing with real estate.

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Posted in Estate Planning, Investing in Real Estate | No Comments »

Does Renting Make Sense In This Shaky Real Estate Market?

Posted September 23, 2010 by Bernz

The real estate market has taken a wild roller coaster ride in the last year.  The collapse of the sub prime mortgage market has left banks and mortgage companies quivering.  This in turn has led to the tightening of purse strings regarding mortgage lending to consumers.

This state of the economy has affected no one more deeply than first time home buyers.  As a group, these are the most attractive clients for mortgage companies to target as they are the most likely to renew with their current company than switch.  If the lender can capture the borrower at the first sign of need, it is likely that they wind up with a customer for life.

However, with the new rigidity in mortgage loans and banking practices, first time home buyers –except for those with perfect credit and extensive employment history – are finding it more difficult than ever to land a mortgage.  This brings up the age old dilemma of “should I rent” or “should I buy”.

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Posted in Retirement Planning | 1 Comment »

Condos – Nightmare Investment or Dream Deal?

Posted February 8, 2009 by Bernz

Condominiums have the potential to be great investment properties.  But if you’re not careful, they can turn into an unexpected nightmare.  Make sure you do your homework upfront to turn your condo purchase into your dream deal.

Here’s the good news.  Many condominiums are at the low end of the neighborhood’s pricing scale.  This means your purchase price will be low.  It also means that more people can afford them, so there will always be a ready supply of buyers.

This may be a good situation if you’re planning on fixing up the distressed condo and selling it for a profit.  But if you’re planning on holding it as a rental, be sure to ask questions and read all the documents before you sign the final papers.  Here are some things to watch out for.

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Posted in Investing in Real Estate, Misc | No Comments »

Key advantages for investing in real estate and types of properties to invest in

Posted December 15, 2008 by Bernz

Why invest in real estate? The obvious reason is cash. But in addition to increasing your cash flow, there are two other reasons. I’ll explain all three and share some of real estate investing options that you might want to consider.

brazil-real-estateThe first advantage to property ownership is appreciation. When a property appreciates it increases in value. Though generally it takes several years for real estate to appreciate at a rate equal to or greater than the rate of inflation. And when it does, the resulting advantage is a hedge against inflation.

Next, as a property owner you gain leverage. For example, when you invest in a property you gain the opportunity to use borrowed money to invest in some other asset. This could be the purchase of a vacation home, business, etc.

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Posted in Investing in Real Estate | No Comments »

How to find foreclosed homes

Posted December 3, 2008 by Bernz

If you have the capital to make a home purchase or can get a mortgage loan you might want to consider buying a foreclosed home. Chances are you’ll have plenty of luck finding a home in foreclosure as there are about 8 million homes with negative equity and millions of home owners owe more on their house than what the house is actually worth.

First, all you might need to do is walk around your neighborhood, especially if you live in Atlanta, Miami, or Las Vegas, as these cities have the highest foreclosure rates in America.

Other ways to find foreclosed properties are:

Check with a local real estate agent. They’ll have a listing for properties in your area. (more…)

Posted in Investing in Real Estate | 1 Comment »


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